Help to buy Wales
Help to Buy Wales is a government-backed scheme designed to help first-time buyers and existing homeowners purchase a new-build home up to the value of £300,000 with a smaller deposit. Through the scheme, the Welsh Government provides an equity loan of up to 20% of the property price, meaning you only need a minimum 5% deposit and a mortgage to cover the rest. The equity loan is interest-free for the first five years, making it easier to step onto the property ladder.
Part Exchange
At Morgan Homes, we understand that selling your existing property can be one of the biggest hurdles when moving into a new home. That’s why we work with trusted third-party part exchange providers to make the process as smooth as possible. With part exchange, your current home is purchased directly by the provider, allowing you to secure your brand-new Morgan Home without the uncertainty of the open market. The key advantage is speed and certainty — no estate agent fees, no lengthy chains, and no risk of a sale falling through. However, it’s worth noting that part exchange offers are often slightly below full market value, reflecting the convenience and reduced risk. For many buyers, this trade-off is worthwhile, as it allows them to move forward quickly and stress-free into their new energy-efficient home.
Pros of Part Exchange
- A guaranteed buyer for your existing home
- No estate agent fees or marketing costs
- Faster, smoother process with less stress
- Avoids property chains and sales falling through
Cons of Part Exchange
- Offer price may be slightly below full market value
- Limited to certain property types and values
- Not always available on every development
Bespoke Incentives Package
At Morgan Homes, we believe every homebuyer deserves a tailored experience. That’s why we offer a bespoke package of incentives designed around your individual circumstances. Whether it’s a contribution towards Land Transaction Tax (Stamp Duty), support with legal fees, or carefully chosen upgrades to your new home, our incentives are flexible and personalised. This approach ensures you receive the right support to make your move into a Morgan Home as smooth, stress-free, and rewarding as possible.